Wayne A. Stoffel, CPA-Inactive, CMA

Marathon, WI

Cell Phone: 720-253-2164 Email: wayne.stoffel@agribizconsulting.com

Wayne has 30+ years of combined experience in the lending and auditing areas of food and agribusiness. Prior to ACG, Wayne worked in commercial lending, credit approval and audit management. He managed an audit group with a commercial loan portfolio in excess of $2 billion. Wayne has extensive experience in auditing, accounting and agriculture.

Tedd C. Johnson

Hinton, OK

Cell Phone: 303-324-5453 Email: tedd.johnson@agribizconsulting.com

Tedd is a high-level audit professional with a strong background in accounting, auditing and financial functions. He has extensive experience in Middle Market Commercial credits ranging from single bank deals to participations in large syndications. He has 25+ years of experience providing asset based collateral examination services in the food and agribusiness, production agriculture and beverage and manufacturing industries.

David Umbarger

Omaha, NE

Cell Phone: 720-272-1648 Email:david.umbarger@agribizconsulting.com

David has 45+ years of a vast wealth of agribusiness experience. David’s background includes collateral examination experience with a large national bank, as well as management of an examination group for a large international bank largely focused on production agriculture. David grew up on a diverse family farm in southwestern Iowa. He gained valuable agricultural experience working for a major Midwest university, before moving on to work for a large grain elevator. He worked as a sales representative for three major feed companies and then started a feed manufacturing company with sales throughout the Midwest.

Doug Hoffner

Highlands Ranch, CO

Cell Phone:  303-324-2583 Email:doug.hoffner@agribizconsulting.com

Doug has 35+ years of experience assessing and managing risks associated with lending to middle market and large corporate food and agribusiness companies.  Prior to joining ACG, he was a senior credit officer for a large regional bank, where he was responsible for a $2 billion national loan portfolio.  Doug’s banking background also includes business development, collateral auditing, loan underwriting, portfolio management and credit approval.  Doug was also instrumental in the start-up and development of two successful agribusiness lending groups during his career. 

Jet Tharp

Custer City, OK

Cell Phone: 580-661-1218 Email: jet.tharp@agribizconsulting.com

Jet has 35+ years of experience in the agribusiness industry. Prior to ACG, Jet spent 25 years as General Manager of a grain elevator and fertilizer cooperative in Oklahoma. Prior to that, Jet spent 10 years with a regional CPA firm auditing agribusinesses, including elevators, cotton gins, and fertilizer facilities. Jet has vast experience with auditing, accounting, and working with the banking industry to ensure compliance with loan covenants.

John Hockaday, CPA

Elizabeth, CO

Cell Phone: 303-709-1990 Email: john.hockaday@agribizconsulting.com

John has 17 years of experience as a senior finance professional with a strong background in agricultural collateral exams, credit review, credit analysis, and financial risk management. John has spent his career helping lenders make sound credit decisions by identifying risk across large agricultural and agribusiness loan portfolios, analyzing complex financial statements, and assessing collateral. Additionally, he has extensive experience in credit underwriting, borrowing base analysis, covenant monitoring and portfolio risk management.